Retail

Fixed Annuities

Fixed annuities provide predictable income and safety of principal. They can also offer growth without being invested in the market and provide a legacy for loved ones.

As you work with conservative clients who are preparing for retirement or simply need income for life.
Fixed annuities offer a powerful combination of:

• Safety of principal
• Growth opportunity
• Tax deferral
• Lifetime income
• Legacy protection

Fixed Indexed Annuities

Growth Based on a Market Index, without the Risk of Losing Money

• Safety of principal
• Growth opportunity
• Tax deferral
• Lifetime income
• Legacy protection

Variable Annuities

Variable annuities provide growth opportunity through a diverse choice of market-based investment options. They also offer death-benefit protection and several options for taking income, including income for life.

Gilgal General 8 suite of variable annuities is straightforward and easy to learn. The 8 suite of variable annuities offer:

• The same core investment options.
• The same optional benefits for lifetime income, principal protection, and legacy protection, which are all available for an additional cost.
• The ability to add certain optional living benefits after issue, subject to availability.
• A standard return-of-premium death benefit.